Find out more about our firm

Phil Barraclough

FPC 1,2 & 3 CeMaP Mortgage Certificate

Phil has been in the Financial Services Industry for almost 25 years and has prided himself on good quality financial planning advice during that time.

Phil started as a Tied Representative with Co-operative Insurance Society in 1986 rising to the position of Assistant Manager of the Sheffield Office until leaving to join Woolwich Independent Financial Advisers (now part of Barclays) from 1998 to 2001. Phil then worked at Bradford & Bingley as an Independent Financial Adviser before becoming a fully Independent Financial Adviser advising on the whole marketplace seven years ago. From January 2013 Phil has decided to specialise in the mortgage and protection market with a strong emphasis towards the Equity Release marketplace.

Obsidian Financial Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 509756

Obsidian Financial Limited Registered Address: Obsidian House Hints Road Mile Oak Tamworth B78 3PQ. Registered in England & Wales, No. 06925501.

Neither Obsidian Financial Limited nor its representatives can be held responsible for the accuracy of the contents/information contained within the linked site(s) accessible from this page.

The Financial Conduct Authority does not regulate National Savings or some forms of mortgage, tax planning, taxation and trust advice, offshore investments or school fees planning.

The information contained within this site is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK.

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at

Please read our Privacy Statement before completing any enquiry form or before sending an email to us.